When you file a personal injury claim, you expect fair payment for your medical bills, lost wages, and pain and suffering. But insurance companies often try to pay as little as possible. Here’s how they lower your claim and what you can do to protect yourself.
Ways Insurance Companies Try to Lower Your Claim
Downplaying Injuries
They may say your injuries aren’t serious or that they were caused by a health problem you already had, not the accident.
Delaying the Process
Insurance companies may take a long time to respond, hoping you’ll accept less money just to get it over with.
Disputing Liability
They might say the accident was partly or fully your fault to avoid paying the full amount.
Using Your Words Against You
An adjuster may ask for a recorded statement and then twist your words to hurt your case.
Low Settlement Offers
They may offer you money quickly before you know how badly you’re hurt, hoping you’ll settle for less.
Misreading Medical Records
They might pick parts of your medical records to claim your treatment wasn’t needed or wasn’t caused by the accident.
How to Fight Back
Get Medical Help Right Away
Seeing a doctor quickly helps you heal and gives proof of your injuries.
Keep Good Records
Save everything—doctor visits, medicine, missed work, and messages with the insurance company.
Don’t Give Recorded Statements
It’s okay to say no to recorded statements until you talk to a lawyer.
Hire a Personal Injury Lawyer
A good lawyer can talk to the insurance company for you, fight low offers, and go to court if needed.
Be Patient and Stay Strong
Don’t rush to accept the first offer. Be firm and wait for a fair deal.
Insurance companies care more about saving money than helping people. But if you stay informed and take the right steps, you can fight back and get the money you deserve. Talking to a personal injury lawyer can make a big difference.
This post was written by a professional at Link UP Solutions. Link UP Solutions is a Miami-based consulting company dedicated to connecting individuals with the right professionals for their legal and aftercare needs across Florida. Whether you’ve been in a car accident, suffered a slip and fall, need help with workers’ compensation, have immigration concerns, or are dealing with property damage, our team is here to guide you. Each member brings a wealth of expertise in handling personal injury cases, ensuring you receive the highest quality of care and attention. We help you find trusted personal injury attorney Orlando while also connecting you with medical professionals who provide thorough and compassionate care to support your recovery.